Why It Matters Now
We're in a moment where the Department of Government Efficiency (DOGE) could reshape the NCUA.
The CFPB is almost silent, and some lawmakers are openly questioning our credit union tax exemption.
Meanwhile, interest rates keep shifting and fintech innovation speeds ahead.
If you're headed to the Governmental Affairs Conference (GAC), or if you simply need to safeguard your mission in 2025, this briefing and video series will keep you focused on the essentials.
Use it to guide your team with clarity and resolve.
Watch the 3-minute intro video to see what it's all about.
Episode Listing
- FREE: Welcome to "Navigating 2025" + Report Executive Summary (3:01)
- Episode 1: The Regulatory Earthquake (14:16)
- Episode 2: Deregulation vs. Stability (6:29)
- Episode 3: Economic Winds (7:24)
- Episode 4: Tax Policy Pressures (7:35)
- Episode 5: Fintech, Crypto, and Competition (8:51)
- Episode 6: Scenario Planning & Strategic Takeaways (8:13)
- Full Report: "Impact of the Trump Administration’s 2025 Actions on the U.S. Credit Union System"
- ✨ Bonus: Use our AI chatbot to chat with the report
What are some ways I can use this resource?
Watch on Your Own
Set aside a quiet moment (or queue it up on your flight to GAC) and soak in each episode at your leisure. You'll still gather valuable insights and be ready to face 2025's changes.
Host a Team Viewing
Watch one episode at a time (most are <10 min) , then pause to discuss how each topic applies to your credit union.
Use the Discussion Questions
Each video ends with three discussion prompts to fuel deeper conversations, whether for GAC prep or everyday strategy.
Try Scenario Planning
Follow the best, baseline, and worst-case scenarios to plan how adapt given a range of possible futures.
Meet Brent
I’m Brent Dixon, and I’ve spent 20 years in consumer finance, including:
- Co-founding fintech studio Trabian Technology,
- Partnering with Filene Research Institute to put their research to work (and founding The Cooperative Trust),
- Launching an innovation unit in the United Nations Secretariat,
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Now working with credit unions to plan for the future with Dixon Strategic Labs.
Over the years, I've worked with many CU clients on strategy. I recognize we now face a shifting national context that could call pre-existing plans into question and require significant adaptation.
I started this year curious how it could affect our CU system. To make sense of our threats and opportunities, I dove into policy, regulation, and tech trends.
That work became this video series and the report it's grounded in, designed to simplify the information and equip you to protect your members—no matter how volatile things get.
On a personal note, I grew up in a credit union household (my dad was a CU CEO). I've seen firsthand how cooperatives offer strength to communities during shifting times. I believe credit unions can both thrive and stay true to their roots when we navigate uncertainty with courage and community at the center.
Our industry matters deeply to me and my hope is to offer a practical and actionable resource at a critical moment.
Why I Built This Resource
I built the six-part executive video series and accompanying research report to give you a breath of ground truth and clarity in this particularly volatile environment.
By reviewing them, you’ll understand how to:
Interpret Regulatory Shakeups
The CFPB is quiet, the NCUA may lose independence, and “ten‑for‑one” repeals loom. We clarify what’s changing, why it matters, and how to fine‑tune your governance.
Manage Tax Policy Uncertainty
Congress is eyeing credit unions for revenue. See how losing the tax exemption could hit pricing, capital, and member trust—and get proactive steps to stay ahead.
Plan Lending & Economic Strategies
Rates are volatile, inflation hovers. Explore ways to juggle deposit costs and grow lending—even if local economies or the Fed zigzag.
Position Against the Competition
With deregulation, big banks and tech giants can move faster. We show how to lean on member ties, local presence, and practical innovations to keep your edge.
Navigate Crypto & Digital Assets
A pro‑crypto administration brings fresh upsides—and fraud risks. Learn about stablecoins, AML measures, and protecting members from volatile markets.
Support Scenario Planning
Use the best-, baseline-, and worst-case frameworks to rehearse and test your game plan proactivity